Planning Alternatives

• Inter Vivos Planning
• Gifting - Beware of US gift tax if US citizen or US property
• Joint Tenancy Agreements - Beware of tax issues
• Estate Freeze - Redirect future growth
• Discretionary Family Trust
• Alter Ego and Joint Partner Trusts
• Testamentary Planning
• Beneficiary designations - RRSP and Insurance
• Will and testamentary trusts
• Testamentary insurance trust
• Integration of Tax Structuring and Asset Distribution
• Liquidity requirements for tax costs
• Liquidity requirements for estate equalization
• Asset distribution plan for executors
• Home and recreational property
• Business shares (epecially voting shares)
• Personal property